Understanding Individual Pensions

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If your employer does not have a pension scheme or you are not eligible to join you may want to establish an individual pension.  Similarly, if you are self-employed you may also need to set up a private pension that will provide for you when you decide to retire from your employment.

Individual pensions can generally be categorised into the following varieties:

It may be that you already have an individual pension but you don't fully understand the benefits associated with the plan or you wish to find out more about the alternatives. Whatever the reason, this website can offer you free, generic advice so that you can consider your options in your own time and ultimately make the right decision for you. We can also refer you to a FCA regulated adviser for personalised pensions advice.

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